4808 Ogram RdSanta BarbaraCA93105








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $5,029/mo, and a $6,608/mo payment. Purchase price stands at $1,350,000, and rental yield measures 4.47% with $5,029/mo rent. Return on cash invested shows 11.25% in year one, and 5% annual appreciation builds toward $372,980 over five years. Five-year ROI reaches 56.33% and total cumulative return in cash records $246,401. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $5,029/mo property income covering a $6,608/mo payment rather than investor’s personal income.
Single Family
Built in 1993
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93105, Santa Barbara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,041 (100%) |
| Owner Occupied HU | 6,109 (50.7%) |
| Renter Occupied HU | 4,906 (40.7%) |
| Vacant Housing Units | 1,026 ( 8.5%) |
| Median Home Value | $1,647,666 |
| Average Home Value | $1,606,828 |
Housing Distribution
Address Breakdown
Residential
11,231
Single Family
8,520
Multi-Family
2,711
Businesses
875
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Ali Evans • Berkshire Hathaway HomeServices California Properties
Mls Name: SBMLS
Mls ID: #25-4222








