4806 Airlake Dr #NV8NPSaint PaulMN55129
INVESTMENT ANALYSIS
Investment Verdict
Solid Income4806 Airlake Dr #NV8NP, Saint Paul, MN, 55129 in Saint Paul is a solid income-producing rental, 9.78% gross yield, $3,708/mo rent, $626/mo net cash flow on a $454,990 buy. DSCR 1.81 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $125,705 and $4,191/yr in principal reduction project a total cumulative return of $213,955.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 5.2% |
| Monthly Cash Flow | $626 | $485 |
City averages based on Saint Paul market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,708 |
| Total Monthly Debt Service | $2,901 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2024
0.05 sqft lot
$N/A/sqft
$241 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2024
0.05 sqft lot
$N/A/sqft
$241 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices