4801 Baker Reserve LnMaple PlainMN55359
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 4801 Baker Reserve Ln, Maple Plain, MN, 55359 in Maple Plain. Rental yield 2.63%. At $764,900 with 2.63% gross yield, current distributions are modest, but the 5% appreciation rate projects $211,328 in new equity by year five, complemented by $7,045/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.49) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $90,637.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.6% | 7.0% |
| Monthly Cash Flow | $(3,102) | $350 |
City averages based on Maple Plain market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,674 |
| Total Monthly Debt Service | $4,472 |
| DSCR Ratio | 0.37x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55359, Maple Plain, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,574 (100%) |
| Owner Occupied HU | 2,079 (80.8%) |
| Renter Occupied HU | 376 (14.6%) |
| Vacant Housing Units | 119 ( 4.6%) |
| Median Home Value | $676,511 |
| Average Home Value | $761,520 |
Housing Distribution
Address Breakdown
Residential
2,524
Single Family
2,240
Multi-Family
284
Businesses
220
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55359, Maple Plain, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,574 (100%) |
| Owner Occupied HU | 2,079 (80.8%) |
| Renter Occupied HU | 376 (14.6%) |
| Vacant Housing Units | 119 ( 4.6%) |
| Median Home Value | $676,511 |
| Average Home Value | $761,520 |
Housing Distribution
Address Breakdown
Residential
2,524
Single Family
2,240
Multi-Family
284
Businesses
220
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Beth A Oberlander • Robert Thomas Homes, Inc.
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls ID: #6765216