480 Ridge RdTwin LakesCO81251
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 480 Ridge Rd, Twin Lakes, CO, 81251 in Twin Lakes. Priced at $225,000, it generates $2,110/mo in gross rent and $798/mo in net monthly cash flow, a 11.25% yield that comfortably supports the 2.08 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,580. Five-year appreciation: $62,163. Equity from principal paydown: $2,072/yr. Total projected cumulative return: $136,332.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.2% |
| Monthly Cash Flow | $798 | $500 |
City averages based on Twin Lakes market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,110 |
| Total Monthly Debt Service | $1,222 |
| DSCR Ratio | 1.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
1.02 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
1.02 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Listed by: Anne Marie Ohly • Omni Real Estate
Mls Name: Altitude Realtors
Mls Provider:
Mls ID: #S1052940
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