48 Scenic CirCroton On HudsonNY10520
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 48 Scenic Cir, Croton On Hudson, NY, 10520 in Croton On Hudson speaks for itself: 11.09% gross on a $515,000 price, generating $4,760/mo in rent and $713/mo in net income after the $2,316/mo debt service. DSCR 2.06, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,560 stacks alongside $142,285 in projected five-year appreciation and $4,743/yr in principal reduction. Projected total cumulative return: $281,373.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $713 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,760 |
| Total Monthly Debt Service | $3,234 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1974
96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10520, Croton On Hudson, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,509 (100%) |
| Owner Occupied HU | 3,394 (61.6%) |
| Renter Occupied HU | 1,812 (32.9%) |
| Vacant Housing Units | 303 ( 5.5%) |
| Median Home Value | $713,396 |
| Average Home Value | $756,221 |
Housing Distribution
Address Breakdown
Residential
5,252
Single Family
4,560
Multi-Family
692
Businesses
398
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1974
96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10520, Croton On Hudson, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,509 (100%) |
| Owner Occupied HU | 3,394 (61.6%) |
| Renter Occupied HU | 1,812 (32.9%) |
| Vacant Housing Units | 303 ( 5.5%) |
| Median Home Value | $713,396 |
| Average Home Value | $756,221 |
Housing Distribution
Address Breakdown
Residential
5,252
Single Family
4,560
Multi-Family
692
Businesses
398
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: My State MLS
Mls ID: #11933393