48 N Provo River RdSaratoga SpringsUT84045
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 48 N Provo River Rd, Saratoga Springs, UT, 84045 in Saratoga Springs the bet is firmly on appreciation. Rental yield 0%. The 0% gross yield on a $469,990 price is below income-first thresholds, but 5%/yr value growth projects $129,850 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.00) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
Single Family
Built in 2026
3,484 sqft lot
$N/A/sqft
$144 monthly HOA
Nearby investment properties with comparable rents
No similar rental properties found nearby.
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
3,484 sqft lot
$N/A/sqft
$144 monthly HOA
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: John D Chavez • Advantage Real Estate, LLC
Mls Name: UtahRealEstate.com
Mls Provider:
Mls ID: #2145655
Disclaimer: Based on information from UtahRealEstate.com as of 2026-03-26 15:41:24 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.[Click here for more information](/mls-disclaimers/#319)