48 Main RdTyringhamMA01264
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Tyringham rental at 48 Main Rd, Tyringham, MA, 01264 sits in the solid-income band: 8.28% gross yield, $2,759/mo rent, $239/mo net after the $1,798/mo debt service, DSCR 1.53. Entry price of $399,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $110,485 and $3,683/yr in principal reduction bring total cumulative return to $167,209.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 5.0% |
| Monthly Cash Flow | $239 | $1,200 |
City averages based on Tyringham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,759 |
| Total Monthly Debt Service | $2,361 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01264, Tyringham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 130 (100%) |
| Owner Occupied HU | 87 (66.9%) |
| Renter Occupied HU | 9 ( 6.9%) |
| Vacant Housing Units | 34 (26.2%) |
| Median Home Value | $708,333 |
| Average Home Value | $826,293 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01264, Tyringham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 130 (100%) |
| Owner Occupied HU | 87 (66.9%) |
| Renter Occupied HU | 9 ( 6.9%) |
| Vacant Housing Units | 34 (26.2%) |
| Median Home Value | $708,333 |
| Average Home Value | $826,293 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jason Nocher • NOCHER REALTY
Mls Name: BCMLS
Mls ID: #247436