48 E Saint Cloud PlWichitaKS67230
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.52 makes 48 E Saint Cloud Pl, Wichita, KS, 67230 in Wichita one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 8.22%. The 8.22% yield, 5% annual appreciation ($69,070 over five years), and $2,303/yr in principal reduction project a total cumulative return of $85,345.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.8% |
| Monthly Cash Flow | $(170) | $1,240 |
City averages based on Wichita market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,712 |
| Total Monthly Debt Service | $1,783 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1975
8,276 sqft lot
$N/A/sqft
$2,630 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67230, Wichita, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,851 (100%) |
| Owner Occupied HU | 4,071 (83.9%) |
| Renter Occupied HU | 603 (12.4%) |
| Vacant Housing Units | 177 ( 3.6%) |
| Median Home Value | $383,033 |
| Average Home Value | $448,565 |
Housing Distribution
Address Breakdown
Residential
4,595
Single Family
4,595
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1975
8,276 sqft lot
$N/A/sqft
$2,630 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67230, Wichita, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,851 (100%) |
| Owner Occupied HU | 4,071 (83.9%) |
| Renter Occupied HU | 603 (12.4%) |
| Vacant Housing Units | 177 ( 3.6%) |
| Median Home Value | $383,033 |
| Average Home Value | $448,565 |
Housing Distribution
Address Breakdown
Residential
4,595
Single Family
4,595
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tessa Vice • Vice Real Estate
Mls Name: SCKMLS
Mls ID: #655426
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