48 Curtis StHinsdaleMA01235
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow48 Curtis St, Hinsdale, MA, 01235 in Hinsdale is a top-tier cash-flow asset. At $390,000 it produces $3,610/mo in rent and $1,151/mo in net monthly income, a 11.11% gross rental yield. The DSCR of 1.95 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $13,818. Five-year appreciation adds $107,750, driving a total cumulative return of $214,854.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.5% |
| Monthly Cash Flow | $1,151 | $400 |
City averages based on Hinsdale market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,610 |
| Total Monthly Debt Service | $2,398 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1820
0.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01235, Hinsdale, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,646 (100%) |
| Owner Occupied HU | 1,136 (69.0%) |
| Renter Occupied HU | 157 ( 9.5%) |
| Vacant Housing Units | 353 (21.4%) |
| Median Home Value | $337,143 |
| Average Home Value | $413,790 |
Housing Distribution
Address Breakdown
Residential
962
Single Family
962
Multi-Family
0
Businesses
89
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73552637
