48 Curtis StHinsdaleMA01235
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder48 Curtis St, Hinsdale, MA, 01235 in Hinsdale is a stable, well-positioned rental at $449,900. Rental yield 7.2%. DSCR 1.33 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $124,299 in value and $4,144/yr in principal paydown builds equity, a total projected return of $161,979.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 6.5% |
| Monthly Cash Flow | $(138) | $400 |
City averages based on Hinsdale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,698 |
| Total Monthly Debt Service | $2,657 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1820
0.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01235, Hinsdale, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,646 (100%) |
| Owner Occupied HU | 1,136 (69.0%) |
| Renter Occupied HU | 157 ( 9.5%) |
| Vacant Housing Units | 353 (21.4%) |
| Median Home Value | $337,143 |
| Average Home Value | $413,790 |
Housing Distribution
Address Breakdown
Residential
962
Single Family
962
Multi-Family
0
Businesses
89
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1820
0.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01235, Hinsdale, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,646 (100%) |
| Owner Occupied HU | 1,136 (69.0%) |
| Renter Occupied HU | 157 ( 9.5%) |
| Vacant Housing Units | 353 (21.4%) |
| Median Home Value | $337,143 |
| Average Home Value | $413,790 |
Housing Distribution
Address Breakdown
Residential
962
Single Family
962
Multi-Family
0
Businesses
89
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Raul Portorreal • International Real-Estate Investment Group
Mls Name: MLS PIN
Mls ID: #73441947