4795 Stephanie Pl, Oceanside, CA, 92057 | 7.01% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $4,495/mo, and a $3,766/mo payment. Purchase price stands at $769,375, and rental yield measures 7.01% with $4,495/mo rent. Return on cash invested shows 18.81% in year one, and 5% annual appreciation builds toward $212,564 over five years. Five-year ROI reaches 96.89% and total cumulative return in cash records $245,261. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $4,495/mo property income covering a $3,766/mo payment rather than investor’s personal income.

Single Family

Built in 1973

6,000 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 92057, Oceanside, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	20,327 (100%)
Owner Occupied HU	13,437 (66.1%)
Renter Occupied HU	6,049 (29.8%)
Vacant Housing Units	841 ( 4.1%)
Median Home Value	$787,909
Average Home Value	$801,460