4788 NE Neotsu DrNeotsuOR97364
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 4788 NE Neotsu Dr, Neotsu, OR, 97364 in Neotsu: $3,367/mo in rent, $597/mo in net income, 8.8% gross yield, 1.63 DSCR, all at $459,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $126,813 in appreciation and $4,227/yr in principal paydown projects total cumulative return of $212,116.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $597 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,367 |
| Total Monthly Debt Service | $2,588 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1993
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97364, Neotsu, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 312 (100%) |
| Owner Occupied HU | 151 (48.4%) |
| Renter Occupied HU | 86 (27.6%) |
| Vacant Housing Units | 75 (24.0%) |
| Median Home Value | $690,972 |
| Average Home Value | $660,430 |
Housing Distribution
Address Breakdown
Residential
180
Single Family
179
Multi-Family
1
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1993
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97364, Neotsu, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 312 (100%) |
| Owner Occupied HU | 151 (48.4%) |
| Renter Occupied HU | 86 (27.6%) |
| Vacant Housing Units | 75 (24.0%) |
| Median Home Value | $690,972 |
| Average Home Value | $660,430 |
Housing Distribution
Address Breakdown
Residential
180
Single Family
179
Multi-Family
1
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices