4786 Mid County CtMonroviaMD21770
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 4786 Mid County Ct, Monrovia, MD, 21770 in Monrovia is listed at $509,900 and delivers $3,784/mo in rent and $612/mo in net monthly cash flow. The 8.9% yield and 1.65 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $140,876 over five years, and $4,696/yr in principal reduction supplements cash return. Total projected cumulative return: $232,850.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.2% |
| Monthly Cash Flow | $612 | $850 |
City averages based on Monrovia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,784 |
| Total Monthly Debt Service | $2,968 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
0.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21770, Monrovia, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,971 (100%) |
| Owner Occupied HU | 2,804 (94.4%) |
| Renter Occupied HU | 102 ( 3.4%) |
| Vacant Housing Units | 65 ( 2.2%) |
| Median Home Value | $657,652 |
| Average Home Value | $689,638 |
Housing Distribution
Address Breakdown
Residential
2,955
Single Family
2,955
Multi-Family
0
Businesses
187
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
0.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21770, Monrovia, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,971 (100%) |
| Owner Occupied HU | 2,804 (94.4%) |
| Renter Occupied HU | 102 ( 3.4%) |
| Vacant Housing Units | 65 ( 2.2%) |
| Median Home Value | $657,652 |
| Average Home Value | $689,638 |
Housing Distribution
Address Breakdown
Residential
2,955
Single Family
2,955
Multi-Family
0
Businesses
187
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices