478 W Central Avenue #112, Spring Valley, NY, 10977 | 4.27% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $2,130/mo, and a $2,932/mo payment. Purchase price stands at $599,000, and rental yield measures 4.27% with $2,130/mo rent. Return on cash invested shows 8.67% in year one, and 5% annual appreciation builds toward $165,493 over five years. Five-year ROI reaches 43.2% and total cumulative return in cash records $85,138. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,130/mo property income covering a $2,932/mo payment rather than investor’s personal income.

Condo

Built in 2025

10,409 sqft lot

$N/A/sqft

No HOA