478 4th Ave WFruithurstAL36262
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 0% gross rental yield, 478 4th Ave W, Fruithurst, AL, 36262 in Fruithurst is priced for capital growth, not immediate cash flow. The $259,900 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $71,806 by year five, with $2,394/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.00) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $3,564.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 8.0% |
| Monthly Cash Flow | $0 | $500 |
City averages based on Fruithurst market data in our database. Property projections are estimates.
Single Family
Built in 2026
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36262, Fruithurst, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 694 (100%) |
| Owner Occupied HU | 464 (66.9%) |
| Renter Occupied HU | 119 (17.1%) |
| Vacant Housing Units | 111 (16.0%) |
| Median Home Value | $157,031 |
| Average Home Value | $234,434 |
Housing Distribution
Address Breakdown
Residential
641
Single Family
641
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36262, Fruithurst, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 694 (100%) |
| Owner Occupied HU | 464 (66.9%) |
| Renter Occupied HU | 119 (17.1%) |
| Vacant Housing Units | 111 (16.0%) |
| Median Home Value | $157,031 |
| Average Home Value | $234,434 |
Housing Distribution
Address Breakdown
Residential
641
Single Family
641
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: GALMLS
Mls ID: #21450370