4775 Topaz RdChino HillsCA91709
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid fundamentals define the investment case at 4775 Topaz Rd, Chino Hills, CA, 91709 in Chino Hills: $6,650/mo in rent, $470/mo in net income, 7.99% gross yield, 1.48 DSCR, all at $999,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $276,005 in appreciation and $9,201/yr in principal paydown projects total cumulative return of $409,058.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.0% |
| Monthly Cash Flow | $470 | $300 |
City averages based on Chino Hills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,650 |
| Total Monthly Debt Service | $5,783 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
5,320 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91709, Chino Hills, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,267 (100%) |
| Owner Occupied HU | 18,248 (69.5%) |
| Renter Occupied HU | 7,179 (27.3%) |
| Vacant Housing Units | 840 ( 3.2%) |
| Median Home Value | $829,843 |
| Average Home Value | $848,315 |
Housing Distribution
Address Breakdown
Residential
25,909
Single Family
24,250
Multi-Family
1,659
Businesses
1,523
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
5,320 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91709, Chino Hills, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,267 (100%) |
| Owner Occupied HU | 18,248 (69.5%) |
| Renter Occupied HU | 7,179 (27.3%) |
| Vacant Housing Units | 840 ( 3.2%) |
| Median Home Value | $829,843 |
| Average Home Value | $848,315 |
Housing Distribution
Address Breakdown
Residential
25,909
Single Family
24,250
Multi-Family
1,659
Businesses
1,523
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices