4750 Finch St, Albany, OR, 97322 | $355/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Albany at 4750 Finch St, Albany, OR, 97322 generates $2,920/mo in rent and, after a $2,080/mo payment, leaves $355/mo in cash flow. Total monthly income is $2,920/mo, and annual cash flow is $4,258/yr on $140,884 invested. Return on cash invested sits at 22.93% in year one, and rental yield is 8.24% on a $424,990 entry. Equity gained on principal adds $2,742/yr, while 5% annual appreciation builds toward $117,417 over five years. Five-year ROI reaches 118.84% and total cumulative return in cash sums $167,426. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,920/mo property income rather than buyer’s personal income.

Single Family

Built in 2025

3,920 sqft lot

$N/A/sqft

No HOA