475 White Oak RdSummervilleGA30747








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Summerville at 475 White Oak Rd, Summerville, GA, 30747 priced at $318,000 converts $2,154/mo rent into $219/mo cash flow after a $1,556/mo obligation. Total monthly income equals $2,154/mo, and annual cash flow totals $2,629/yr on $105,417 invested. Return on cash invested prints 22.4% in year one, and rental yield reads 8.13% against a $318,000 entry. Equity gained on principal adds $2,052/yr, while 5% annual appreciation compiles into $87,858 by year five. Five-year ROI reaches 116.11% and total cumulative return in cash sums $122,399. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,154/mo property income covering a $1,556/mo payment, not borrower’s personal income.
Single Family
Built in 1978
2.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30747, Summerville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,781 (100%) |
| Owner Occupied HU | 4,098 (60.4%) |
| Renter Occupied HU | 1,929 (28.4%) |
| Vacant Housing Units | 754 (11.1%) |
| Median Home Value | $138,110 |
| Average Home Value | $185,207 |
Housing Distribution
Address Breakdown
Residential
6,463
Single Family
6,235
Multi-Family
228
Businesses
480
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: William Sabo • Teems & Teems Realty
Mls Name: Greater Chattanooga Realtors
Mls ID: #1509706
Disclaimer: IDX information is provided exclusively for consumers personal, noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. Zillow, Inc. does not display the entire MLS of Chattanooga, Inc. database on this website. The listings of some real estate brokerage firms have been excluded. Some or all of the listings displayed may not belong to the firm whose website is being visited Copyright 2025 by Chattanooga Association of REALTORS








