475 Martin LnWhitewaterCO81527
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 475 Martin Ln, Whitewater, CO, 81527 in Whitewater is a conservative rental investment at $759,900. Rental yield 6.03%. A 1.12 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $209,946; $6,999/yr in principal paydown supplements. Total projected return: $247,659.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 6.0% |
| Monthly Cash Flow | $(610) | $300 |
City averages based on Whitewater market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,818 |
| Total Monthly Debt Service | $4,126 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
5.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81527, Whitewater, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 909 (100%) |
| Owner Occupied HU | 739 (81.3%) |
| Renter Occupied HU | 99 (10.9%) |
| Vacant Housing Units | 71 ( 7.8%) |
| Median Home Value | $559,987 |
| Average Home Value | $559,878 |
Housing Distribution
Address Breakdown
Residential
812
Single Family
812
Multi-Family
0
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
5.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81527, Whitewater, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 909 (100%) |
| Owner Occupied HU | 739 (81.3%) |
| Renter Occupied HU | 99 (10.9%) |
| Vacant Housing Units | 71 ( 7.8%) |
| Median Home Value | $559,987 |
| Average Home Value | $559,878 |
Housing Distribution
Address Breakdown
Residential
812
Single Family
812
Multi-Family
0
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • RE/MAX 4000, INC
Mls Name: GJARA
Mls ID: #20254168