4745 8th Street Loop NE,Saint Cloud,MN,56304

Investment Highlights

Investment property for sale in Saint Cloud at 4745 8th Street Loop NE, Saint Cloud, MN, 56304 offers a 9.35% rental yield on a $399,900 purchase with $3,116/mo rent. Total monthly income registers $3,116/mo, and a $1,957/mo payment leaves $619/mo available for distribution. Annual cash flow reaches $7,430/yr on $132,567 to close, and return on cash invested stands at 25.51% in year one. Equity gained on principal adds $2,580/yr while 5% annual appreciation supports $110,485 over five years. Portfolio math shows five-year ROI at 133% and total cumulative return in cash at $176,312. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,116/mo property income against a $1,957/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.