4743 Bourn Brook Road Unit #43Manchester CenterVT05255
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 4743 Bourn Brook Road Unit #43, Manchester Center, VT, 05255 in Manchester Center is listed at $189,000 and delivers $1,476/mo in rent and $219/mo in net monthly cash flow. The 9.37% yield and 1.74 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $52,217 over five years, and $1,741/yr in principal reduction supplements cash return. Total projected cumulative return: $86,123.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $219 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,476 |
| Total Monthly Debt Service | $1,182 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1986
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05255, Manchester Center, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,515 (100%) |
| Owner Occupied HU | 1,302 (51.8%) |
| Renter Occupied HU | 467 (18.6%) |
| Vacant Housing Units | 746 (29.7%) |
| Median Home Value | $482,653 |
| Average Home Value | $667,944 |
Housing Distribution
Address Breakdown
Residential
1,637
Single Family
1,468
Multi-Family
169
Businesses
489
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1986
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05255, Manchester Center, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,515 (100%) |
| Owner Occupied HU | 1,302 (51.8%) |
| Renter Occupied HU | 467 (18.6%) |
| Vacant Housing Units | 746 (29.7%) |
| Median Home Value | $482,653 |
| Average Home Value | $667,944 |
Housing Distribution
Address Breakdown
Residential
1,637
Single Family
1,468
Multi-Family
169
Businesses
489
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: PrimeMLS
Mls ID: #5089670