4740 Silverwood StPhiladelphiaPA19128
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 4740 Silverwood St, Philadelphia, PA, 19128 in Philadelphia hard to pass up. The 27.67% gross yield on a $248,900 purchase results in $5,738/mo in rent and $4,107/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (5.13). Annual cash flow of $49,289, five-year appreciation of $68,766, and $2,292/yr in equity build-up combine for a projected total cumulative return of $359,112.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 27.7% | 5.8% |
| Monthly Cash Flow | $4,107 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,738 |
| Total Monthly Debt Service | $1,532 |
| DSCR Ratio | 3.75x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1935
3,011 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19128, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,353 (100%) |
| Owner Occupied HU | 9,719 (53.0%) |
| Renter Occupied HU | 7,428 (40.5%) |
| Vacant Housing Units | 1,206 ( 6.6%) |
| Median Home Value | $354,389 |
| Average Home Value | $387,145 |
Housing Distribution
Address Breakdown
Residential
18,459
Single Family
14,560
Multi-Family
3,899
Businesses
659
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1935
3,011 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19128, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,353 (100%) |
| Owner Occupied HU | 9,719 (53.0%) |
| Renter Occupied HU | 7,428 (40.5%) |
| Vacant Housing Units | 1,206 ( 6.6%) |
| Median Home Value | $354,389 |
| Average Home Value | $387,145 |
Housing Distribution
Address Breakdown
Residential
18,459
Single Family
14,560
Multi-Family
3,899
Businesses
659
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A