4740 Rosemary StPanama CityFL32404








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Panama City at 4740 Rosemary St, Panama City, FL, 32404 with 5% annual appreciation on a $475,000 basis while $3,197/mo rent supports operations. Total monthly income totals $3,197/mo and a $2,325/mo payment preserves $45/mo for cash returns. Annual cash flow comes to $537/yr on $157,463 deployed, and return on cash invested reaches 20.25% in year one. Equity gained on principal adds $3,065/yr, and five-year appreciation sums $131,234 alongside rental yield of 8.08%. Five-year ROI measures 105.26% and total cumulative return in cash totals $165,751.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,197/mo property income versus a $2,325/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2021
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32404, Panama City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,682 (100%) |
| Owner Occupied HU | 12,006 (61.0%) |
| Renter Occupied HU | 4,464 (22.7%) |
| Vacant Housing Units | 3,212 (16.3%) |
| Median Home Value | $327,530 |
| Average Home Value | $375,161 |
Housing Distribution
Address Breakdown
Residential
19,181
Single Family
18,746
Multi-Family
435
Businesses
569
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Listed by: Michael S Werner • Keller Williams Success Realty
Mls Name: CPAR
Mls ID: #782734








