4740 Loblolly WayPanama CityFL32404








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Panama City at 4740 Loblolly Way, Panama City, FL, 32404 offers a 10.61% rental yield on a $335,000 purchase with $2,962/mo rent. Total monthly income registers $2,962/mo, and a $1,640/mo payment leaves $739/mo available for distribution. Annual cash flow reaches $8,862/yr on $111,053 to close, and return on cash invested stands at 27.89% in year one. Equity gained on principal adds $2,162/yr while 5% annual appreciation supports $92,554 over five years. Portfolio math shows five-year ROI at 146.24% and total cumulative return in cash at $162,404. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,962/mo property income against a $1,640/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 2021
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32404, Panama City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,682 (100%) |
| Owner Occupied HU | 12,006 (61.0%) |
| Renter Occupied HU | 4,464 (22.7%) |
| Vacant Housing Units | 3,212 (16.3%) |
| Median Home Value | $327,530 |
| Average Home Value | $375,161 |
Housing Distribution
Address Breakdown
Residential
19,181
Single Family
18,746
Multi-Family
435
Businesses
569
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Listed by: Scott P Hamilton • GMX Realty
Mls Name: CPAR
Mls ID: #780550






