474 W 104th St UNIT BKansas CityMO64114
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.76 makes 474 W 104th St UNIT B, Kansas City, MO, 64114 in Kansas City one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 9.48%. The 9.48% yield, 5% annual appreciation ($33,154 over five years), and $1,105/yr in principal reduction project a total cumulative return of $58,413.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $(228) | $300 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $948 |
| Total Monthly Debt Service | $700 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1965
833 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64114, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,533 (100%) |
| Owner Occupied HU | 7,398 (59.0%) |
| Renter Occupied HU | 4,295 (34.3%) |
| Vacant Housing Units | 840 ( 6.7%) |
| Median Home Value | $289,018 |
| Average Home Value | $307,679 |
Housing Distribution
Address Breakdown
Residential
12,695
Single Family
10,359
Multi-Family
2,336
Businesses
1,066
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1965
833 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64114, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,533 (100%) |
| Owner Occupied HU | 7,398 (59.0%) |
| Renter Occupied HU | 4,295 (34.3%) |
| Vacant Housing Units | 840 ( 6.7%) |
| Median Home Value | $289,018 |
| Average Home Value | $307,679 |
Housing Distribution
Address Breakdown
Residential
12,695
Single Family
10,359
Multi-Family
2,336
Businesses
1,066
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rex Rodenbaugh • Platinum Realty LLC
Mls Name: HKMMLS as distributed by MLS GRID
Mls ID: #2560197