4739 8th Street Loop NE, Saint Cloud, MN, 56304 | $1,156/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Cloud at 4739 8th Street Loop NE, Saint Cloud, MN, 56304 uses $125,937 cash to close to unlock $13,874/yr annual cash flow and $1,156/mo monthly cash flow. Total monthly income runs $3,528/mo, and a $1,859/mo payment keeps the spread at $1,156/mo. Purchase price stands at $379,900, and rental yield measures 11.14% with $3,528/mo rent. Return on cash invested shows 30.93% in year one, and 5% annual appreciation builds toward $104,959 over five years. Five-year ROI reaches 162.01% and total cumulative return in cash records $204,029. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,528/mo property income covering a $1,859/mo payment rather than investor’s personal income.

Single Family

Built in 2025

9,931 sqft lot

$N/A/sqft

No HOA