4735 5th St NE, Saint Cloud, MN, 56304 | $1,003/mo Cash Flow

For Sale

Listed for sale 4 days ago

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Cloud at 4735 5th St NE, Saint Cloud, MN, 56304 uses $122,622 cash to close to unlock $12,032/yr annual cash flow and $1,003/mo monthly cash flow. Total monthly income runs $3,312/mo, and a $1,810/mo payment keeps the spread at $1,003/mo. Purchase price stands at $369,900, and rental yield measures 10.74% with $3,312/mo rent. Return on cash invested shows 29.72% in year one, and 5% annual appreciation builds toward $102,197 over five years. Five-year ROI reaches 155.54% and total cumulative return in cash records $190,726. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,312/mo property income covering a $1,810/mo payment rather than investor’s personal income.

Single Family

Built in 2025

10,367 sqft lot

$N/A/sqft

No HOA