4732 4th Street Loop NE, Saint Cloud, MN, 56304 | $245/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Cloud at 4732 4th Street Loop NE, Saint Cloud, MN, 56304 uses $120,666 cash to close to unlock $2,935/yr annual cash flow and $245/mo monthly cash flow. Total monthly income runs $2,518/mo, and a $1,782/mo payment keeps the spread at $245/mo. Purchase price stands at $364,000, and rental yield measures 8.3% with $2,518/mo rent. Return on cash invested shows 22.34% in year one, and 5% annual appreciation builds toward $100,566 over five years. Five-year ROI reaches 115.96% and total cumulative return in cash records $139,925. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,518/mo property income covering a $1,782/mo payment rather than investor’s personal income.

Single Family

Built in 2005

0.41 Acres lot

$N/A/sqft

No HOA