473 Farmers Loop RdFairbanksAK99712
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Fairbanks rental at 473 Farmers Loop Rd, Fairbanks, AK, 99712 sits in the solid-income band: 8.44% gross yield, $1,483/mo rent, $207/mo net after the $994/mo debt service, DSCR 1.49. Entry price of $221,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $61,058 and $2,035/yr in principal reduction bring total cumulative return to $92,467.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 7.2% |
| Monthly Cash Flow | $207 | $1,250 |
City averages based on Fairbanks market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,483 |
| Total Monthly Debt Service | $1,259 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
0.81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99712, Fairbanks, AK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,215 (100%) |
| Owner Occupied HU | 4,427 (71.2%) |
| Renter Occupied HU | 917 (14.8%) |
| Vacant Housing Units | 871 (14.0%) |
| Median Home Value | $361,676 |
| Average Home Value | $361,652 |
Housing Distribution
Address Breakdown
Residential
4,327
Single Family
4,327
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
0.81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99712, Fairbanks, AK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,215 (100%) |
| Owner Occupied HU | 4,427 (71.2%) |
| Renter Occupied HU | 917 (14.8%) |
| Vacant Housing Units | 871 (14.0%) |
| Median Home Value | $361,676 |
| Average Home Value | $361,652 |
Housing Distribution
Address Breakdown
Residential
4,327
Single Family
4,327
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Toni Brewer • NEXTHOME ARCTIC SUN
Mls Name: GFMLS
Mls Provider:
Mls ID: #157671
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.