4729 S Pacific Hwy UNIT 39PhoenixOR97535
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Phoenix rental at 4729 S Pacific Hwy UNIT 39, Phoenix, OR, 97535 sits in the solid-income band: 9.36% gross yield, $1,131/mo rent, $256/mo net after the $652/mo debt service, DSCR 1.73. Entry price of $145,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $40,061 and $1,335/yr in principal reduction bring total cumulative return to $71,386.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $256 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,131 |
| Total Monthly Debt Service | $818 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1986
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97535, Phoenix, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,322 (100%) |
| Owner Occupied HU | 1,455 (62.7%) |
| Renter Occupied HU | 774 (33.3%) |
| Vacant Housing Units | 93 ( 4.0%) |
| Median Home Value | $462,558 |
| Average Home Value | $542,500 |
Housing Distribution
Address Breakdown
Residential
1,761
Single Family
1,703
Multi-Family
58
Businesses
277
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1986
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97535, Phoenix, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,322 (100%) |
| Owner Occupied HU | 1,455 (62.7%) |
| Renter Occupied HU | 774 (33.3%) |
| Vacant Housing Units | 93 ( 4.0%) |
| Median Home Value | $462,558 |
| Average Home Value | $542,500 |
Housing Distribution
Address Breakdown
Residential
1,761
Single Family
1,703
Multi-Family
58
Businesses
277
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices