4726 River RockSan AntonioTX78251
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeFinancing efficiency matters for international buyers, and 4726 River Rock, San Antonio, TX, 78251 in San Antonio offers it: the 1.61 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 8.7%. Long-term, 5% appreciation is forecast to add $131,234, and $4,375/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $186,254.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 5.8% |
| Monthly Cash Flow | $(23) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,443 |
| Total Monthly Debt Service | $3,189 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
8,015 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78251, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,015 (100%) |
| Owner Occupied HU | 11,458 (47.7%) |
| Renter Occupied HU | 11,170 (46.5%) |
| Vacant Housing Units | 1,387 ( 5.8%) |
| Median Home Value | $279,072 |
| Average Home Value | $292,566 |
Housing Distribution
Address Breakdown
Residential
23,553
Single Family
13,716
Multi-Family
9,837
Businesses
1,236
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
8,015 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78251, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,015 (100%) |
| Owner Occupied HU | 11,458 (47.7%) |
| Renter Occupied HU | 11,170 (46.5%) |
| Vacant Housing Units | 1,387 ( 5.8%) |
| Median Home Value | $279,072 |
| Average Home Value | $292,566 |
Housing Distribution
Address Breakdown
Residential
23,553
Single Family
13,716
Multi-Family
9,837
Businesses
1,236
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rosalie Churbe • Coldwell Banker D'Ann Harper
Mls Name: LERA MLS
Mls ID: #1923538