4722 Alpine AveCincinnatiOH45242
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 4722 Alpine Ave, Cincinnati, OH, 45242 in Cincinnati at $924,900, 2.79% gross yield, is a market-growth asset. Rental yield 2.79%. The $2,154/mo rent partially funds the $4,159/mo debt service; the core return is the 5%/yr price growth projected to add $255,533 over five years. Ziffy Mortgage's DSCR mortgage (0.52) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $99,413.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.8% | 6.8% |
| Monthly Cash Flow | $(3,930) | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,154 |
| Total Monthly Debt Service | $5,716 |
| DSCR Ratio | 0.38x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
10,367 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45242, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,012 (100%) |
| Owner Occupied HU | 7,019 (70.1%) |
| Renter Occupied HU | 2,463 (24.6%) |
| Vacant Housing Units | 530 ( 5.3%) |
| Median Home Value | $464,324 |
| Average Home Value | $555,986 |
Housing Distribution
Address Breakdown
Residential
10,190
Single Family
8,050
Multi-Family
2,140
Businesses
2,446
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
10,367 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45242, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,012 (100%) |
| Owner Occupied HU | 7,019 (70.1%) |
| Renter Occupied HU | 2,463 (24.6%) |
| Vacant Housing Units | 530 ( 5.3%) |
| Median Home Value | $464,324 |
| Average Home Value | $555,986 |
Housing Distribution
Address Breakdown
Residential
10,190
Single Family
8,050
Multi-Family
2,140
Businesses
2,446
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Cincy MLS
Mls ID: #1872729