4721 Sweet Spring CtSaint LouisMO63128
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4721 Sweet Spring Ct, Saint Louis, MO, 63128 in Saint Louis speaks for itself: 12.23% gross on a $288,500 price, generating $2,940/mo in rent and $1,143/mo in net income after the $1,297/mo debt service. DSCR 2.27, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $13,719 stacks alongside $79,707 in projected five-year appreciation and $2,657/yr in principal reduction. Projected total cumulative return: $183,068.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 7.8% |
| Monthly Cash Flow | $1,143 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,940 |
| Total Monthly Debt Service | $1,682 |
| DSCR Ratio | 1.75x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63128, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,620 (100%) |
| Owner Occupied HU | 10,316 (75.7%) |
| Renter Occupied HU | 2,543 (18.7%) |
| Vacant Housing Units | 761 ( 5.6%) |
| Median Home Value | $358,974 |
| Average Home Value | $408,932 |
Housing Distribution
Address Breakdown
Residential
12,956
Single Family
10,669
Multi-Family
2,287
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63128, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,620 (100%) |
| Owner Occupied HU | 10,316 (75.7%) |
| Renter Occupied HU | 2,543 (18.7%) |
| Vacant Housing Units | 761 ( 5.6%) |
| Median Home Value | $358,974 |
| Average Home Value | $408,932 |
Housing Distribution
Address Breakdown
Residential
12,956
Single Family
10,669
Multi-Family
2,287
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Wendy L Schulze • RE/MAX Results
Mls Name: MARIS
Mls ID: #25063615