472000 Milford StLitchfieldCA96117
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 472000 Milford St, Litchfield, CA, 96117 in Litchfield. Rental yield 1.81%. At $1,175,000 with 1.81% gross yield, current distributions are modest, but the 5% appreciation rate projects $324,631 in new equity by year five, complemented by $9,850/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.32) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $69,606.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.8% | 6.0% |
| Monthly Cash Flow | $(5,499) | $300 |
City averages based on Litchfield market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,770 |
| Total Monthly Debt Service | $7,088 |
| DSCR Ratio | 0.25x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
516.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96117, Litchfield, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 55 (100%) |
| Owner Occupied HU | 28 (50.9%) |
| Renter Occupied HU | 15 (27.3%) |
| Vacant Housing Units | 12 (21.8%) |
| Median Home Value | $381,818 |
| Average Home Value | $505,357 |
Housing Distribution
Address Breakdown
Residential
48
Single Family
33
Multi-Family
15
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: SMLS
Mls Provider:
Mls ID: #26-4763
