4713B Charles RdMechanicsburgPA17050
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 4713B Charles Rd, Mechanicsburg, PA, 17050 in Mechanicsburg earns a 8.92% gross yield at $250,000. Rent of $1,858/mo nets $219/mo after the $1,124/mo mortgage. The 1.65 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $69,070 and $2,303/yr in equity accumulation project a total cumulative return of $109,369.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 5.8% |
| Monthly Cash Flow | $219 | $450 |
City averages based on Mechanicsburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,858 |
| Total Monthly Debt Service | $1,539 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1989
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17050, Mechanicsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,075 (100%) |
| Owner Occupied HU | 13,821 (76.5%) |
| Renter Occupied HU | 3,700 (20.5%) |
| Vacant Housing Units | 554 ( 3.1%) |
| Median Home Value | $414,162 |
| Average Home Value | $456,964 |
Housing Distribution
Address Breakdown
Residential
18,110
Single Family
17,648
Multi-Family
462
Businesses
1,049
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1989
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17050, Mechanicsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,075 (100%) |
| Owner Occupied HU | 13,821 (76.5%) |
| Renter Occupied HU | 3,700 (20.5%) |
| Vacant Housing Units | 554 ( 3.1%) |
| Median Home Value | $414,162 |
| Average Home Value | $456,964 |
Housing Distribution
Address Breakdown
Residential
18,110
Single Family
17,648
Multi-Family
462
Businesses
1,049
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Berkshire Hathaway HomeServices Homesale Realty
Mls ID: #PACB2051548