4713 Pennsylvania Ave, Fair Oaks, CA, 95628 | 6.29% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Fair Oaks at 4713 Pennsylvania Ave, Fair Oaks, CA, 95628 offers $3,292/mo rent that, after a $3,076/mo payment. Total monthly income is $3,292/mo. Return on cash invested measures 16.6% in year one, and rental yield stands at 6.29% at a $628,500 entry. Equity gained on principal adds $4,056/yr while 5% annual appreciation compounds into $173,643 by year five. Five-year ROI records 85.09% and total cumulative return in cash reaches $175,940. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,292/mo property income versus a $3,076/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1978

0.32 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95628, Fair Oaks, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	17,888 (100%)
Owner Occupied HU	12,019 (67.2%)
Renter Occupied HU	5,234 (29.3%)
Vacant Housing Units	635 ( 3.5%)
Median Home Value	$679,211
Average Home Value	$717,794