471 S Center AveBradleyIL60915
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Bradley rental at 471 S Center Ave, Bradley, IL, 60915 sits in the solid-income band: 10.84% gross yield, $2,127/mo rent, $494/mo net after the $1,059/mo debt service, DSCR 2.01. Entry price of $235,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $65,064 and $2,169/yr in principal reduction bring total cumulative return to $121,852.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 7.0% |
| Monthly Cash Flow | $494 | $400 |
City averages based on Bradley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,127 |
| Total Monthly Debt Service | $1,540 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
7,309 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60915, Bradley, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,503 (100%) |
| Owner Occupied HU | 2,671 (59.3%) |
| Renter Occupied HU | 1,514 (33.6%) |
| Vacant Housing Units | 318 ( 7.1%) |
| Median Home Value | $159,109 |
| Average Home Value | $220,250 |
Housing Distribution
Address Breakdown
Residential
4,252
Single Family
4,057
Multi-Family
195
Businesses
466
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
7,309 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60915, Bradley, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,503 (100%) |
| Owner Occupied HU | 2,671 (59.3%) |
| Renter Occupied HU | 1,514 (33.6%) |
| Vacant Housing Units | 318 ( 7.1%) |
| Median Home Value | $159,109 |
| Average Home Value | $220,250 |
Housing Distribution
Address Breakdown
Residential
4,252
Single Family
4,057
Multi-Family
195
Businesses
466
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices