471 Oak StMonticelloGA31064








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Monticello at 471 Oak St, Monticello, GA, 31064 listed at $170,000 pairs $1,359/mo rent with a $832/mo payment to leave $324/mo cash flow. Total monthly income runs $1,359/mo, and annual cash flow reaches $3,893/yr on $56,355 cash to close. Return on cash invested measures 26.82% in year one, and rental yield registers 9.59% at a $170,000 basis. Equity gained on principal adds $1,097/yr, and annual property appreciation at 5% supports $46,968 by year five. Five-year ROI tracks 139.81% and total cumulative return in cash totals $78,789. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,359/mo property income relative to a $832/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1979
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31064, Monticello, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,690 (100%) |
| Owner Occupied HU | 3,347 (71.4%) |
| Renter Occupied HU | 738 (15.7%) |
| Vacant Housing Units | 605 (12.9%) |
| Median Home Value | $265,837 |
| Average Home Value | $298,068 |
Housing Distribution
Address Breakdown
Residential
4,374
Single Family
4,364
Multi-Family
10
Businesses
283
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Listed by: Zach Joiner • Watkins Real Estate Associates
Mls Name: GAMLS
Mls ID: #10655180







