4707 Horton RdPlant CityFL33567
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing4707 Horton Rd, Plant City, FL, 33567 in Plant City is a stable, well-positioned rental at $350,000. Rental yield 6.66%. DSCR 1.23 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $96,699 in value and $3,224/yr in principal paydown builds equity, a total projected return of $108,907.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 7.5% |
| Monthly Cash Flow | $(381) | $300 |
City averages based on Plant City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,942 |
| Total Monthly Debt Service | $2,183 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33567, Plant City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,138 (100%) |
| Owner Occupied HU | 3,111 (75.2%) |
| Renter Occupied HU | 763 (18.4%) |
| Vacant Housing Units | 264 ( 6.4%) |
| Median Home Value | $432,214 |
| Average Home Value | $475,284 |
Housing Distribution
Address Breakdown
Residential
3,897
Single Family
3,804
Multi-Family
93
Businesses
75
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33567, Plant City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,138 (100%) |
| Owner Occupied HU | 3,111 (75.2%) |
| Renter Occupied HU | 763 (18.4%) |
| Vacant Housing Units | 264 ( 6.4%) |
| Median Home Value | $432,214 |
| Average Home Value | $475,284 |
Housing Distribution
Address Breakdown
Residential
3,897
Single Family
3,804
Multi-Family
93
Businesses
75
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Glenda Dexter • DEXTER REALTY GROUP
Mls Name: Stellar MLS
Mls ID: #TB8405204