4701 N Oakley AveKansas CityMO64117
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.39% yield at 4701 N Oakley Ave, Kansas City, MO, 64117 in Kansas City is solid, but the $1,003/mo payment compresses net cash flow to $171/mo at $223,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $61,611 by year five, and $2,054/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.56) without U.S. income documentation. Total projected return: $95,619.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $171 | $300 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,560 |
| Total Monthly Debt Service | $1,300 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64117, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,873 (100%) |
| Owner Occupied HU | 3,508 (51.0%) |
| Renter Occupied HU | 3,058 (44.5%) |
| Vacant Housing Units | 307 ( 4.5%) |
| Median Home Value | $193,850 |
| Average Home Value | $244,267 |
Housing Distribution
Address Breakdown
Residential
6,524
Single Family
5,680
Multi-Family
844
Businesses
211
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64117, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,873 (100%) |
| Owner Occupied HU | 3,508 (51.0%) |
| Renter Occupied HU | 3,058 (44.5%) |
| Vacant Housing Units | 307 ( 4.5%) |
| Median Home Value | $193,850 |
| Average Home Value | $244,267 |
Housing Distribution
Address Breakdown
Residential
6,524
Single Family
5,680
Multi-Family
844
Businesses
211
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jason Amberson • United Real Estate Kansas City
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2598365