470 Oak StYoungstownNY14174








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Youngstown at 470 Oak St, Youngstown, NY, 14174 offers $2,046/mo rent that, after a $881/mo payment, leaves $844/mo cash flow. Total monthly income is $2,046/mo, and annual cash flow is $10,128/yr on $59,670 cash. Return on cash invested measures 36.88% in year one, and rental yield stands at 13.64% at a $179,999 entry. Equity gained on principal adds $1,162/yr while 5% annual appreciation compounds into $49,730 by year five. Five-year ROI records 194.5% and total cumulative return in cash reaches $116,056. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,046/mo property income versus a $881/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1957
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14174, Youngstown, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,597 (100%) |
| Owner Occupied HU | 1,875 (72.2%) |
| Renter Occupied HU | 499 (19.2%) |
| Vacant Housing Units | 223 ( 8.6%) |
| Median Home Value | $292,057 |
| Average Home Value | $349,059 |
Housing Distribution
Address Breakdown
Residential
2,494
Single Family
2,439
Multi-Family
55
Businesses
103
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Listed by: Kyra Waters • Howard Hanna WNY Inc.
Mls Name: NYSAMLSs
Mls ID: #B1649500








