47 Platinum LnGreat FallsMT59405
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 47 Platinum Ln, Great Falls, MT, 59405 in Great Falls at $639,900, 4.84% gross yield, is a market-growth asset. Rental yield 4.84%. The $2,580/mo rent partially funds the $2,877/mo debt service; the core return is the 5%/yr price growth projected to add $176,793 over five years. Ziffy Mortgage's DSCR mortgage (0.90) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $164,586.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 6.1% |
| Monthly Cash Flow | $(1,202) | $420 |
City averages based on Great Falls market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,580 |
| Total Monthly Debt Service | $3,527 |
| DSCR Ratio | 0.73x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
2.30 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59405, Great Falls, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,339 (100%) |
| Owner Occupied HU | 7,498 (48.9%) |
| Renter Occupied HU | 6,585 (42.9%) |
| Vacant Housing Units | 1,256 ( 8.2%) |
| Median Home Value | $263,717 |
| Average Home Value | $330,908 |
Housing Distribution
Address Breakdown
Residential
15,583
Single Family
13,599
Multi-Family
1,984
Businesses
990
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
2.30 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59405, Great Falls, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,339 (100%) |
| Owner Occupied HU | 7,498 (48.9%) |
| Renter Occupied HU | 6,585 (42.9%) |
| Vacant Housing Units | 1,256 ( 8.2%) |
| Median Home Value | $263,717 |
| Average Home Value | $330,908 |
Housing Distribution
Address Breakdown
Residential
15,583
Single Family
13,599
Multi-Family
1,984
Businesses
990
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Adam Monroe • Monroe Realty Group
Mls Name: MRMLS
Mls Provider:
Mls ID: #30047110
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.