47 Coachlight SquareMontroseNY10548
INVESTMENT ANALYSIS
Investment Verdict
Solid Income47 Coachlight Square, Montrose, NY, 10548 in Montrose is a stable, well-positioned rental at $249,000. Rental yield 8.27%. DSCR 1.45 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $68,794 in value and $2,087/yr in principal paydown builds equity, a total projected return of $93,710.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $(487) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,716 |
| Total Monthly Debt Service | $1,624 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1970
19.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10548, Montrose, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,238 (100%) |
| Owner Occupied HU | 871 (70.4%) |
| Renter Occupied HU | 305 (24.6%) |
| Vacant Housing Units | 62 ( 5.0%) |
| Median Home Value | $448,118 |
| Average Home Value | $466,119 |
Housing Distribution
Address Breakdown
Residential
1,173
Single Family
1,173
Multi-Family
0
Businesses
105
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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