47 Birch RdEarlevilleMD21919
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 47 Birch Rd, Earleville, MD, 21919 in Earleville is straightforward: $274,500 in, $2,117/mo in rent, $410/mo out after debt service. The 9.25% gross yield and 1.72 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $75,839 by year five. With $2,528/yr in principal equity, the total cumulative return is projected at $130,543.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.5% |
| Monthly Cash Flow | $410 | $300 |
City averages based on Earleville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,117 |
| Total Monthly Debt Service | $1,598 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1943
10,425 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21919, Earleville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,267 (100%) |
| Owner Occupied HU | 1,172 (51.7%) |
| Renter Occupied HU | 173 ( 7.6%) |
| Vacant Housing Units | 922 (40.7%) |
| Median Home Value | $474,000 |
| Average Home Value | $602,342 |
Housing Distribution
Address Breakdown
Residential
1,643
Single Family
1,643
Multi-Family
0
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1943
10,425 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21919, Earleville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,267 (100%) |
| Owner Occupied HU | 1,172 (51.7%) |
| Renter Occupied HU | 173 ( 7.6%) |
| Vacant Housing Units | 922 (40.7%) |
| Median Home Value | $474,000 |
| Average Home Value | $602,342 |
Housing Distribution
Address Breakdown
Residential
1,643
Single Family
1,643
Multi-Family
0
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joan Tepper • Key Realty, Incorporated
Mls Name: Bright MLS
Mls ID: #MDCC2018852