4695 Whitcomb St, Gary, IN, 46408 | $866/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Gary at 4695 Whitcomb St, Gary, IN, 46408 with 5% annual appreciation on a $274,900 basis while $2,516/mo rent supports operations. Total monthly income totals $2,516/mo and a $1,346/mo payment preserves $866/mo for cash returns. Annual cash flow comes to $10,396/yr on $91,129 deployed, and return on cash invested reaches 31.32% in year one. Equity gained on principal adds $1,774/yr, and five-year appreciation sums $75,950 alongside rental yield of 10.98%. Five-year ROI measures 163.8% and total cumulative return in cash totals $149,271.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,516/mo property income versus a $1,346/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1959

0.32 Acres lot

$N/A/sqft

No HOA