469010 Highway 95 #33SagleID83860
INVESTMENT ANALYSIS
Investment Verdict
Solid Income469010 Highway 95 #33, Sagle, ID, 83860 in Sagle is a solid income-producing rental, 9.24% gross yield, $923/mo rent, $233/mo net cash flow on a $119,900 buy. DSCR 1.63 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $33,126 and $1,005/yr in principal reduction project a total cumulative return of $58,059.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 7.0% |
| Monthly Cash Flow | $233 | $300 |
City averages based on Sagle market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $923 |
| Total Monthly Debt Service | $671 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1999
2,814 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83860, Sagle, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,343 (100%) |
| Owner Occupied HU | 2,845 (65.5%) |
| Renter Occupied HU | 425 ( 9.8%) |
| Vacant Housing Units | 1,073 (24.7%) |
| Median Home Value | $665,222 |
| Average Home Value | $718,764 |
Housing Distribution
Address Breakdown
Residential
3,153
Single Family
3,152
Multi-Family
1
Businesses
119
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: Jeffrie Halligan • Epique Realty
Mls Name: Coeur d'Alene MLS
Mls Provider:
Mls ID: #25-2527
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
