4690 Morales StNew CuyamaCA93254
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4690 Morales St, New Cuyama, CA, 93254 in New Cuyama is a top-tier cash-flow asset. At $275,000 it produces $5,928/mo in rent and $4,227/mo in net monthly income, a 25.87% gross rental yield. The DSCR of 4.79 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $50,722. Five-year appreciation adds $75,977, driving a total cumulative return of $376,239.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 25.9% | 8.0% |
| Monthly Cash Flow | $4,227 | $500 |
City averages based on New Cuyama market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,928 |
| Total Monthly Debt Service | $1,592 |
| DSCR Ratio | 3.72x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93254, New Cuyama, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 307 (100%) |
| Owner Occupied HU | 151 (49.2%) |
| Renter Occupied HU | 107 (34.9%) |
| Vacant Housing Units | 49 (16.0%) |
| Median Home Value | $222,115 |
| Average Home Value | $440,199 |
Housing Distribution
Address Breakdown
Residential
20
Single Family
20
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93254, New Cuyama, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 307 (100%) |
| Owner Occupied HU | 151 (49.2%) |
| Renter Occupied HU | 107 (34.9%) |
| Vacant Housing Units | 49 (16.0%) |
| Median Home Value | $222,115 |
| Average Home Value | $440,199 |
Housing Distribution
Address Breakdown
Residential
20
Single Family
20
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices