4680 Setting Sun TerSyracuseNY13215
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 4680 Setting Sun Ter, Syracuse, NY, 13215 in Syracuse at $489,900. Rental yield 7.64%. The 7.64% yield and 1.42 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $135,350 by year five, and $4,512/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $177,070.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 7.2% |
| Monthly Cash Flow | $(151) | $450 |
City averages based on Syracuse market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,120 |
| Total Monthly Debt Service | $3,077 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13215, Syracuse, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,082 (100%) |
| Owner Occupied HU | 4,551 (74.8%) |
| Renter Occupied HU | 1,248 (20.5%) |
| Vacant Housing Units | 283 ( 4.7%) |
| Median Home Value | $298,418 |
| Average Home Value | $318,011 |
Housing Distribution
Address Breakdown
Residential
5,796
Single Family
5,401
Multi-Family
395
Businesses
196
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13215, Syracuse, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,082 (100%) |
| Owner Occupied HU | 4,551 (74.8%) |
| Renter Occupied HU | 1,248 (20.5%) |
| Vacant Housing Units | 283 ( 4.7%) |
| Median Home Value | $298,418 |
| Average Home Value | $318,011 |
Housing Distribution
Address Breakdown
Residential
5,796
Single Family
5,401
Multi-Family
395
Businesses
196
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices