468 W 4th St, Lock Haven, PA, 17745 | $455/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Lock Haven at 468 W 4th St, Lock Haven, PA, 17745 generates $1,897/mo in rent and, after a $1,077/mo payment, leaves $455/mo in cash flow. Total monthly income is $1,897/mo, and annual cash flow is $5,462/yr on $72,930 invested. Return on cash invested sits at 27.4% in year one, and rental yield is 10.35% on a $220,000 entry. Equity gained on principal adds $1,420/yr, while 5% annual appreciation builds toward $60,782 over five years. Five-year ROI reaches 143.53% and total cumulative return in cash sums $104,675. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,897/mo property income rather than buyer’s personal income.

Single Family

Built in 1932

0.40 Acres lot

$N/A/sqft

No HOA