468 Summit Tree CtFentonMO63026
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 468 Summit Tree Ct, Fenton, MO, 63026 in Fenton speaks for itself: 10.6% gross on a $309,900 price, generating $2,738/mo in rent and $600/mo in net income after the $1,394/mo debt service. DSCR 1.96, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,195 stacks alongside $85,620 in projected five-year appreciation and $2,854/yr in principal reduction. Projected total cumulative return: $157,059.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $600 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,738 |
| Total Monthly Debt Service | $2,015 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2001
4,356 sqft lot
$N/A/sqft
$200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63026, Fenton, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,239 (100%) |
| Owner Occupied HU | 14,267 (78.2%) |
| Renter Occupied HU | 3,308 (18.1%) |
| Vacant Housing Units | 664 ( 3.6%) |
| Median Home Value | $317,013 |
| Average Home Value | $331,486 |
Housing Distribution
Address Breakdown
Residential
18,235
Single Family
17,476
Multi-Family
759
Businesses
1,494
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2001
4,356 sqft lot
$N/A/sqft
$200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63026, Fenton, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,239 (100%) |
| Owner Occupied HU | 14,267 (78.2%) |
| Renter Occupied HU | 3,308 (18.1%) |
| Vacant Housing Units | 664 ( 3.6%) |
| Median Home Value | $317,013 |
| Average Home Value | $331,486 |
Housing Distribution
Address Breakdown
Residential
18,235
Single Family
17,476
Multi-Family
759
Businesses
1,494
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dan Snodgrass • Keller Williams Realty STL
Mls Name: MARIS
Mls Provider:
Mls ID: #25022209
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