468 Rio Grande RdSouth ForkCO81154
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow468 Rio Grande Rd, South Fork, CO, 81154 in South Fork earns its strong cash-flow label: 10.71% yield, $2,491/mo rent, $864/mo net income, DSCR 1.98. The $279,250 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $77,152 by year five. Combined with $2,572/yr in principal paydown, total projected return reaches $161,022.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 8.0% |
| Monthly Cash Flow | $864 | $1,500 |
City averages based on South Fork market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,491 |
| Total Monthly Debt Service | $1,516 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1974
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81154, South Fork, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,708 (100%) |
| Owner Occupied HU | 508 (29.7%) |
| Renter Occupied HU | 150 ( 8.8%) |
| Vacant Housing Units | 1,050 (61.5%) |
| Median Home Value | $350,000 |
| Average Home Value | $477,362 |
Housing Distribution
Address Breakdown
Residential
774
Single Family
726
Multi-Family
48
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1974
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81154, South Fork, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,708 (100%) |
| Owner Occupied HU | 508 (29.7%) |
| Renter Occupied HU | 150 ( 8.8%) |
| Vacant Housing Units | 1,050 (61.5%) |
| Median Home Value | $350,000 |
| Average Home Value | $477,362 |
Housing Distribution
Address Breakdown
Residential
774
Single Family
726
Multi-Family
48
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Aundrea Lillard • Lillard Realty Group, LLC
Mls Name: PAR
Mls ID: #233803